A towing claim regulated by your insurance company refers to the involvement that the insurance company has in terms of having your vehicle towed. The majority of insurance companies will cover towing expenses in case of a collision where your vehicle cannot be driven. It's likely your insurance company won't cover towing costs if you parked illegally or drove under the influence. However, you may be able to save hundreds of dollars if the cause of the tow is not at fault.
In the event of a collision or your car breaking down and no longer being road ready, you may be entitled to towing service covered by your insurance policy. It is highly recommended that you contact your auto insurance company to determine which services are covered and under what conditions. As a result, you will save both time and money on towing your vehicle and later storing it at our facility, as well as be able to reclaim any towing costs.
What Your Insurance Will Cover
One of the first things you should do when purchasing auto insurance is to contact your insurance company to find out what they will cover for you. By understanding your benefits and what your premiums cover, you can make an informed decision about your premium. Whether you need an estimate for your towing needs to send to your insurance company, or if you have questions, schedule an appointment and let us know. We will coordinate with your insurance company if the final cost of towing or storing your vehicle differs from what is quoted. The costs of accident towing resulting from a collision or breakdown may be covered by your insurance company, in which case, we will work directly with them.
Following the towing and storage of your vehicle, we will then prepare a bill for the towing and storage fee. In this case, the bill will be submitted to the insurance company, which will pay the damages on your behalf so that you don't have to pay for the towing costs yourself. In these circumstances, having car insurance is very important since you will be able to enjoy those privileges, such as being able to receive reimbursements for towing services or vehicle repairs in the event of a breakdown.
Although we work with individual clients, we also assist businesses by mediating between repossession of a vehicle and the company. In the event that a contracting party has fallen behind on payments or defaulted on the loan in general, their vehicle may be repossessed, in which case we will approach such matters in a secure and safe manner. We approach repossession situations calmly and speak to the other party throughout the process if they are present.